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	<title>SF Bay Area Woman&#039;s Journal &#187; Money</title>
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	<link>http://www.bayareawj.com</link>
	<description>Grow Your Life-Grow Your Business!  Connecting women to amazing resources and locally owned business in the East Bay, North Bay, South Bay, Peninsula and San Francisco!</description>
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		<title>The “B” Word: It’s Not as Bad as You Think</title>
		<link>http://www.bayareawj.com/the-b-word-its-not-as-bad-as-you-think/</link>
		<comments>http://www.bayareawj.com/the-b-word-its-not-as-bad-as-you-think/#comments</comments>
		<pubDate>Tue, 25 Oct 2011 15:37:52 +0000</pubDate>
		<dc:creator>SFWJ</dc:creator>
				<category><![CDATA[Your Finances]]></category>
		<category><![CDATA[family]]></category>
		<category><![CDATA[Featured]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[wealth]]></category>

		<guid isPermaLink="false">http://www.bayareawj.com/?p=15429</guid>
		<description><![CDATA[Consumer Advocate Lynn Ballou Offers Top 10 Tips for Getting Real About Budgeting  By Lynn Ballou Certified Financial Planner™ CFP® Board Ambassador for the SF Bay Area  One of the big news stories of the summer was the debt ceiling debates in Washington. While the average person may feel far removed—and likely confused—by the debt [...]]]></description>
			<content:encoded><![CDATA[<p style="text-align: center;">Consumer Advocate Lynn Ballou Offers Top 10 Tips for Getting Real About Budgeting </p>
By Lynn Ballou
Certified Financial Planner™
CFP® Board Ambassador for the SF Bay Area 

One of the big news stories of the]]></content:encoded>
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		<title>Your Home and Life: Keep Things in Proportion</title>
		<link>http://www.bayareawj.com/your-home-and-life-keep-things-in-proportion/</link>
		<comments>http://www.bayareawj.com/your-home-and-life-keep-things-in-proportion/#comments</comments>
		<pubDate>Wed, 22 Jun 2011 15:32:52 +0000</pubDate>
		<dc:creator>Beryn Hammil</dc:creator>
				<category><![CDATA[Interior Design]]></category>
		<category><![CDATA[Home]]></category>
		<category><![CDATA[interior design]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[wealth]]></category>

		<guid isPermaLink="false">http://www.bayareawj.com/?p=15059</guid>
		<description><![CDATA[Beryn Hammil SF Bay Area Interior Designer  Our culture often includes the size of someone’s house in the definition of “success.” But times have changed and this is no longer a very good gauge of a “success story.”  The Size of Your]]></description>
			<content:encoded><![CDATA[Beryn Hammil
SF Bay Area Interior Designer 

Our culture often includes the size of someone’s house in the definition of “success.” But times have changed and this is no longer a very good gauge of a “success story.” 
The Size of Your]]></content:encoded>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Clean Up Your Finances-Part Two</title>
		<link>http://www.bayareawj.com/clean-up-your-finances-part-two/</link>
		<comments>http://www.bayareawj.com/clean-up-your-finances-part-two/#comments</comments>
		<pubDate>Fri, 15 Apr 2011 13:33:38 +0000</pubDate>
		<dc:creator>SFWJ</dc:creator>
				<category><![CDATA[Your Finances]]></category>
		<category><![CDATA[family]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[wealth]]></category>

		<guid isPermaLink="false">http://www.bayareawj.com/?p=14692</guid>
		<description><![CDATA[by Lynn Ballou Certified Financial Planner ™ CFP Board Ambassador-SF Bay Area In Part 1 of this 2 part series Don't Just Clean Your House, Clean Up Your Finances, I shared 5 of 10 tips to get your spring cleaning started.  Following are t]]></description>
			<content:encoded><![CDATA[by Lynn Ballou
Certified Financial Planner ™
CFP Board Ambassador-SF Bay Area

In Part 1 of this 2 part series Don't Just Clean Your House, Clean Up Your Finances, I shared 5 of 10 tips to get your spring cleaning started. 

Following are t]]></content:encoded>
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		<slash:comments>0</slash:comments>
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		<title>Save Money by Shopping in Your Own Closet with a Wardrobe Stylist!</title>
		<link>http://www.bayareawj.com/save-money-by-shopping-in-your-own-closet-with-a-wardrobe-stylist/</link>
		<comments>http://www.bayareawj.com/save-money-by-shopping-in-your-own-closet-with-a-wardrobe-stylist/#comments</comments>
		<pubDate>Mon, 11 Apr 2011 13:13:40 +0000</pubDate>
		<dc:creator>Cathy Curtis</dc:creator>
				<category><![CDATA[Fashion]]></category>
		<category><![CDATA[Career]]></category>
		<category><![CDATA[Featured]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Shopping]]></category>

		<guid isPermaLink="false">http://www.bayareawj.com/?p=14625</guid>
		<description><![CDATA[by Cathy Curtis Certified Financial Planner   I recently had a really fun experience―I had a fashion consultant come into my closet and audit my wardrobe. I feel confident in my style and in my clothing choices. (Well, most of my clothing cho]]></description>
			<content:encoded><![CDATA[by Cathy Curtis
Certified Financial Planner  

I recently had a really fun experience―I had a fashion consultant come into my closet and audit my wardrobe. I feel confident in my style and in my clothing choices. (Well, most of my clothing cho]]></content:encoded>
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		<slash:comments>1</slash:comments>
		</item>
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		<title>Timeless Style is Never Out of Fashion!</title>
		<link>http://www.bayareawj.com/timeless-style-is-never-out-of-fashion/</link>
		<comments>http://www.bayareawj.com/timeless-style-is-never-out-of-fashion/#comments</comments>
		<pubDate>Wed, 06 Apr 2011 17:19:17 +0000</pubDate>
		<dc:creator>Michele Benza</dc:creator>
				<category><![CDATA[Fashion]]></category>
		<category><![CDATA[Beauty]]></category>
		<category><![CDATA[Career]]></category>
		<category><![CDATA[Money]]></category>

		<guid isPermaLink="false">http://www.bayareawj.com/?p=14597</guid>
		<description><![CDATA[by Michele Benza Image &#38; Fashion Style Consultant Agelessness is a term we refer to when someone or something appears never to age. The definition itself means “not appearing to age” (dictionary.com). Agelessness can also be applie]]></description>
			<content:encoded><![CDATA[

by Michele Benza
Image &amp; Fashion Style Consultant

Agelessness is a term we refer to when someone or something appears never to age. The definition itself means “not appearing to age” (dictionary.com).

Agelessness can also be applie]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Don’t Just Clean Your House, Clean Up Your Finances</title>
		<link>http://www.bayareawj.com/dont-just-clean-your-house-clean-up-your-finances/</link>
		<comments>http://www.bayareawj.com/dont-just-clean-your-house-clean-up-your-finances/#comments</comments>
		<pubDate>Mon, 04 Apr 2011 15:47:19 +0000</pubDate>
		<dc:creator>SFWJ</dc:creator>
				<category><![CDATA[Your Finances]]></category>
		<category><![CDATA[family]]></category>
		<category><![CDATA[Inspiration]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[relationships]]></category>

		<guid isPermaLink="false">http://www.bayareawj.com/?p=14550</guid>
		<description><![CDATA[by Lynn Ballou Certified Financial Planner ™  CFP Board Ambassador-SF Bay Area Consumer Advocate Lynn Ballou Offers Top 10 Tips for Getting Your Financial House in Order! While tax season is in full bloom and]]></description>
			<content:encoded><![CDATA[by Lynn Ballou
Certified Financial Planner ™ 
CFP Board Ambassador-SF Bay Area
<p style="text-align: center;">Consumer Advocate Lynn Ballou Offers Top 10 Tips for Getting Your Financial House in Order!</p>
While tax season is in full bloom and]]></content:encoded>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Health Care Reform:  What You Should Know!</title>
		<link>http://www.bayareawj.com/health-care-reform-what-you-should-know/</link>
		<comments>http://www.bayareawj.com/health-care-reform-what-you-should-know/#comments</comments>
		<pubDate>Mon, 07 Mar 2011 18:27:23 +0000</pubDate>
		<dc:creator>Cathy Curtis</dc:creator>
				<category><![CDATA[Your Finances]]></category>
		<category><![CDATA[family]]></category>
		<category><![CDATA[Featured]]></category>
		<category><![CDATA[health]]></category>
		<category><![CDATA[Money]]></category>

		<guid isPermaLink="false">http://www.bayareawj.com/?p=14042</guid>
		<description><![CDATA[ by Cathy Curtis Certified Financial Planner   The fierce battle to pass a health care reform bill came to a  interim resolution when in March 2010, Congress passed and President Obama signed into law comprehensive health care reform also kno]]></description>
			<content:encoded><![CDATA[ by Cathy Curtis
Certified Financial Planner  

The fierce battle to pass a health care reform bill came to a  interim resolution when in March 2010, Congress passed and President Obama signed into law comprehensive health care reform also kno]]></content:encoded>
			<wfw:commentRss>http://www.bayareawj.com/health-care-reform-what-you-should-know/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>EARN.org</title>
		<link>http://www.bayareawj.com/earn-org/</link>
		<comments>http://www.bayareawj.com/earn-org/#comments</comments>
		<pubDate>Thu, 17 Feb 2011 17:07:01 +0000</pubDate>
		<dc:creator>SFWJ</dc:creator>
				<category><![CDATA[Look Book]]></category>
		<category><![CDATA[family]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Non-Profit]]></category>

		<guid isPermaLink="false">http://www.bayareawj.com/?p=13880</guid>
		<description><![CDATA[Meet EARN, the Nations' Leading Provider of Microsavings! Based in San Francisco, CA, EARN helps low-income families break the cycle of poverty and launch new cycles of prosperity for themselves, their families, and]]></description>
			<content:encoded><![CDATA[Meet EARN, the Nations' Leading Provider of Microsavings!
<p style="text-align: center;">Based in San Francisco, CA, EARN helps low-income families break the cycle of poverty and launch new cycles of prosperity
for themselves, their families, and ]]></content:encoded>
			<wfw:commentRss>http://www.bayareawj.com/earn-org/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Valentine&#8217;s Day: Financial Intimacy Creates Lasting Relationships!</title>
		<link>http://www.bayareawj.com/valentines-day-financial-intimacy-creates-lasting-relationships/</link>
		<comments>http://www.bayareawj.com/valentines-day-financial-intimacy-creates-lasting-relationships/#comments</comments>
		<pubDate>Thu, 10 Feb 2011 16:37:38 +0000</pubDate>
		<dc:creator>SFWJ</dc:creator>
				<category><![CDATA[Your Finances]]></category>
		<category><![CDATA[dating]]></category>
		<category><![CDATA[family]]></category>
		<category><![CDATA[Featured]]></category>
		<category><![CDATA[love]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[wealth]]></category>

		<guid isPermaLink="false">http://www.bayareawj.com/?p=13600</guid>
		<description><![CDATA[by Lynn Ballou Certified Financial Planner™ CFP® Ambassador SF Bay Area  I don’t know about you, but when I’m standing in line at the grocery store, my eyes definitely wander to the tabloids – how can they not?  My favorite guilty]]></description>
			<content:encoded><![CDATA[by Lynn Ballou
Certified Financial Planner™
CFP® Ambassador SF Bay Area

 I don’t know about you, but when I’m standing in line at the grocery store, my eyes definitely wander to the tabloids – how can they not? 

My favorite guilty ]]></content:encoded>
			<wfw:commentRss>http://www.bayareawj.com/valentines-day-financial-intimacy-creates-lasting-relationships/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Beat the Inflation Enemy: 6 Ways to Manage Your Money</title>
		<link>http://www.bayareawj.com/beat-the-inflation-enemy-6-ways-to-manage-your-money/</link>
		<comments>http://www.bayareawj.com/beat-the-inflation-enemy-6-ways-to-manage-your-money/#comments</comments>
		<pubDate>Fri, 04 Feb 2011 14:04:05 +0000</pubDate>
		<dc:creator>Cathy Curtis</dc:creator>
				<category><![CDATA[Your Finances]]></category>
		<category><![CDATA[Featured]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[wealth]]></category>

		<guid isPermaLink="false">http://www.bayareawj.com/?p=13478</guid>
		<description><![CDATA[by Cathy Curtis Certified Financial Planner Inflation can be a powerful enemy. Why? Because it’s invisible, there are no laws protecting you from it, and it’s not selective—every dollar is subject to its eroding influence. As a resul]]></description>
			<content:encoded><![CDATA[

by Cathy Curtis
Certified Financial Planner

Inflation can be a powerful enemy. Why? Because it’s invisible, there are no laws protecting you from it, and it’s not selective—every dollar is subject to its eroding influence.

As a resul]]></content:encoded>
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